Why Choose Uplift?
Uplift gives you the freedom to buy what you want now and pay over time with simple fixed monthly payments. Some plans include interest while others are interest-free. Shop on one of our partner websites, and when you're ready to check out, simply select "Uplift" as your payment method, fill out a short form, and receive a quick decision. Choose the terms of your payment plan, complete your order, and enjoy your purchase. Then, pay over time with simple and transparent monthly payments. Find partners offering flexible payment options through Uplift.
What are the benefits of using Uplift compared to a credit card?
While some credit cards charge interest on interest, Uplift only charges simple interest. If you have a balance on a credit card, it can be difficult to understand how much it will cost you. With Uplift, the cost is clear at the time of purchase, with simple interest, predictable payments, and no fees.
Does checking my rate affect my credit score?
US Residents: When you check your eligibility, a "soft" credit inquiry is conducted to verify your identity and determine your eligibility for financing. Such an inquiry does not affect your credit score. Uplift does not perform a hard credit inquiry.
Canadian Residents: When you check your eligibility, a "soft" credit inquiry is conducted to verify your identity and determine your eligibility. Such an inquiry does not affect your credit score. However, when you submit an application, a hard credit inquiry is conducted, which may impact your credit score.
How is my interest rate / APR determined?
APRs can range from 0% to 36% and are based on a number of factors, including your consumer credit information, purchase details, current lending activity, and more.
How can I access my account?
Visit pay.uplift.com and use the cell phone number associated with your account to log in. We will send you an access code via text.
How can I get additional assistance and ask questions about loans?
Visit this link: https://www.uplift.com/en-ca/help/
A deposit may be required. Actual terms are based on your credit score and other factors and may vary. APRs (Annual Percentage Rate) range from 0% to 31.99%. Not all requests are eligible. They are subject to approval by Uplift Canada.